This summer, lock in a red-hot 4.25% APY¹ on a 12-month CD.
Sizzling CD Rate – Our Best Offer in 10 Years!
The sun’s out. The lemonade’s cold. And this CD offer is HOT!
😎 4.25% APY¹
😎 $20,000 minimum new money deposit
😎 12-month term
To open your CD Account, we accept cash, personal check, wire transfer, cashier’s check, or money order.
To get started, call our team at (254) 752-2797 or stop by our branch at 24 La Salle Avenue in Waco.
Additional CDs are available starting at $1,000.
Grow your savings with the guaranteed power of a CD. Open your’s today!
1: Annual Percentage Yield (APY) accurate as of June 11, 2025 and is subject to change without notice. Offer applies to new money only and requires a minimum deposit of $20,000. Term is 12 months; penalties apply for early withdrawal. At maturity, CD will not renew unless you provide alternate instructions. "New money" refers to funds not currently on deposit with 1st University CU. Offer expires July 3, 2025, or may end earlier at the credit union’s discretion. Membership eligibility and additional terms may apply. Membership is required and can be established when the CD is opened.
Want a safer way to grow your savings? Certificates of Deposit from 1st University Credit Union offer predictable growth, competitive rates, and the peace of mind that comes with NCUA insurance. With flexible terms, monthly dividends, and support from our local team, it’s an easy way to make your money work harder. Based in Waco, we proudly serve the Central Texas community, including McLennan, Erath, and Bosque counties.
Helping You Do Life — one smart deposit at a time.