Certificates of Deposit
WATCH YOUR MONEY GROW!
CDs Offer a Range of Options To Help You Save
Features of 1st UCU Certificate of Deposit account include:
Initial deposit starts at $10,000
Dividends are paid monthly, and can be paid out or reinvested in the CD
Additional principal funds are not permitted during the term
Your deposits are federally insured by the NCUA
At maturity, your CD will renew automatically unless you notify us.‡
To open a CD, drop by or give us a call. Not yet a member (yes, you can join!)? Open your account now.
Certificates of Deposit
| Term | Minimum Deposit Amount | Dividend Rate | APY** |
|---|---|---|---|
| 6 Month | $10,000 | 2.25% | 2.25% | 12 Month | $10,000 | 2.25% | 2.25% | 18 Month | $10,000 | 2.00% | 2.018% |
| 24 Month | $10,000 | 2.00% | 2.018% |
| 36 Month | $10,000 | 2.00% | 2.018% |
| 48 Month | $10,000 | 2.00% | 2.018% |
| 60 Month | $10,000 | 2.00% | 2.018% |
Rates on Certificates of Deposit are effective as of February 1, 2024.
‡If you want to add principal funds to your CD, withdraw funds, or change the term, notify the credit union within 10 days of maturity. CDs issued as "non-renewing" do not auto-renew. An early withdrawal penalty may apply.
†New money required. Rates are subject to change without notice. At maturity, CD will renew at the prevailing rate at that time.