Loan Rates
Auto and Motorcycle Loan Rates
Current as of October 26, 2023
| Type | Term | APR* |
|---|---|---|
| New Auto | up to 48 months | as low as 6.10% |
| -- | up to 60 months | as low as 6.35% |
| -- | 61 to 75 months | as low as 7.00% |
| -- | 76 to 87 months | as low as 7.50% |
| Used Auto Secured on Models up to 5 years old $15,000 or Less |
up to 36 months | as low as 7.00% |
| -- | up to 60 months | as low as 7.50% |
| Used Auto Secured on Models up to 5 years old $15,000 or More |
up to 36 months | as low as 7.00% |
| -- | up to 60 months | as low as 7.50% |
| -- | up to 75 months | as low as 8.00% |
| Used Auto Secured on Models older than 5 years |
up to 48 months | as low as 9.25% |
| Motorcycles | up to 48 months | as low as 9.25% |
| -- | up to 60 months | as low as 9.75% |
Recreational Loans
Current as of October 26, 2023
| Type | Term | APR* |
|---|---|---|
| Campers, Travel Trailers, and Recreational Vehicles $10,000 or Less | up to 48 months | as low as 13.25% |
| Campers, Travel Trailers, and Recreational Vehicles $10,000 or More | up to 60 months | as low as 11.50% | -- | up to 180 months | as low as 12.25% |
| Boats | up to 48 months | as low as 10.25% |
| -- | up to 60 months | as low as 11.50% |
Personal Loans
Current as of 1/1/2020
| Type | Term | APR* |
|---|---|---|
| Unsecured Signature Loan | 1-24 months | as low as 9.25% |
| -- | 25-36 months | as low as 10.25% |
| -- | 37-60 months | as low as 10.25% |
Savings Secured Loans
Current as of 1/1/2020
| Type | Term | APR* |
|---|---|---|
| Secured with money on deposit in your savings account | 1-36 months | as low as 3.50% |
Certificate Secured Loans
Current as of 1/1/2020
| Type | Term | APR* |
|---|---|---|
| 100% of Certificate Value | 1-60 months | as low as 3.50% |
Mortgage Loans
For current mortgage rates or loan application, contact Mortgage Services at (254) 752-2797 or (877) 377-2797 x321 or email at pparker@culink.net.