About Us
Serving Baylor and Waco worldwide since 1956!
1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families. Today, the full-service credit union continues to serve the Baylor and Waco community by providing financial services and products to meet modern demands.
Like All Credit Unions, 1st University Credit Union is a Not-for-Profit Financial Cooperative
When you join the credit union, you become a shareholder — or an owner — of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
We are owned and operated by our members. We exist solely for the purpose of serving our members' best interests.
Vision Statement
Deliver a lifetime of trusted, caring, and personal financial services to an inclusive community.
Mission Statement
Equip our members with safe, secure, and convenient financial services that empower them to reach their financial goals.
Annual Report
As a member-owned financial cooperative, 1st University Credit Union provides a statement of our financial condition, income, reserves and retained earnings for the year.
Holiday Closings
| Holiday | 2024 Date | 2025 Date |
|---|---|---|
| New Year's Day | Monday, January 1 | Wednesday, January 1 |
| Birthday of Martin Luther King, Jr. | Monday, January 15 | Monday, January 20 |
| Presidents' Day | Monday, Febuary 19 | Monday, Febuary 17 |
| Memorial Day | Monday, May 27 | Monday, May 26 |
| Juneteenth National Independence Day | Wednesday, June 19 | Thursday, June 19 |
| Independence Day | Thursday, July 4 | Friday, July 4 |
| Labor Day | Monday, September 2 | Monday, September 1 |
| Columbus Day | Indigenous People Day | Monday, October 14 | Monday, October 13 |
| Veterans Day | Monday, November 11 | Tuesday, November 11 |
| Thanksgiving Day | Thursday & Friday, November 28 & 29 | Thursday & Friday, November 27 & 28 |
| Christmas Eve, Open 9:00 to 1:00 | Tuesday, December 24 | Wednesday, December 24 |
| Christmas Day | Wednesday, December 25 | Thusday, December 25 |
| New Year's Eve, Open 9:00 to 1:00 | Tuesday, December 31 | Wednesday, December 31 |
| New Year's Day | Wednesday, January 1, 2025 | Thursday, January 1, 2026 |
We would like to remind you that our online banking services, mobile app, and Call Center (254-752-2797) are available 24/7, allowing you to manage your finances from the comfort of your home or office. We thank you for your membership.