Savings Accounts

The Advantages and Privileges of Membership Start With a Savings Account

Features of 1st UCU Savings include:

  • A minimum balance of $5.00 is required. We encourage regular activity in your account.

  • A competitive interest rate is paid quarterly on the average daily balance in your savings account.

  • To withdraw money from your savings account, simply stop by the credit union or go to an ATM terminal.

  • Make deposits directly to your savings account by mobile deposit, direct deposit, or at any of our many CO-OP Shared Branches.

  • Your statement can be accessed through online banking, the mobile app, or at the branch. If you would like to have a statement mailed to you, we can do that too for a small fee.

  • Your deposits are federally insured by the NCUA

  • If you have questions, contact us.

Share Type Tier Dividend Rate APY**
Electronic Savings, Regular Savings, Secondary Savings $0.01–$4,999.99
$5,000–$9,999.99
$10,000–$9,999,999.98
$9,999.999.99–Above		 0.001%
0.005%
0.025%
0.035%		 0.001%
0.005%
0.025%
0.035%

Rates effective April 1, 2023