STUDENT LOANS

Stress Less About Paying for College

Making smart financial decisions when it comes to paying for higher education is more important than ever. That’s why we offer Education Loans developed specifically to help pay for college when scholarships, grants, and federal aid just aren’t enough to cover the full cost of attendance.

Your Dreams. Our Affordable Financing Options.

We take great pride in our collaboration with Colleging to provide financing options for students to fulfill their higher education goals. Providing our members with the essential opportunities and financial resources necessary for their success is at the heart of our mission.

In-School Undergraduate & Graduate Student Loans

College is expensive and paying for it can be stressful. Our in-school loan helps undergraduates and graduates pay the full cost of attendance and living expenses. Get a credit decision in minutes.

  • Repayment terms of 5, 10, and 15 years

  • Borrow from $3,000 up to the cost of attendance as certified by your school

  • .25% discount for automated payment deduction

  • Cosigner release after 36 on-time payments

  • Complete your entire application in minutes on your phone, tablet, or laptop or start on one device and finish on another.

Parent Loans

Help with the cost of your college student’s tuition while they focus on their studies. Our Parent Loan helps pay the full cost of higher education attendance and living expenses. Get a credit decision in minutes.

  • Repayment terms of 5, 10 & 15 Years

  • Borrow from $3,000 to $150,000

  • .25% discount for automated payment deduction

  • Complete your entire application in minutes on your phone, tablet or laptop

Student Loan Refinance

Our Student Refinance Loan option gives you the freedom and flexibility you need to reach your goals after you leave school. Whether you want to reduce your payment, lower your interest rate, or combine all your loans to make life a little simpler, refinancing your Student Loan is an easy solution.

  • Repayment terms of 5, 10, and 15 years

  • Borrow from $10,000 to $250,000

  • .25% discount for automated payment deduction

  • Cosigner release after 36 on-time payments

  • Complete your entire application in minutes on your phone, tablet, or laptop or start on one device and finish on another.

Returning Borrowers

If you’re a returning borrower, click the button below to easily access your account.

Student Loan Rates and Terms

To view the current rates and terms for each of our Student and Education Loans, click here.

Map Your Journey to Success

Navigating the realm of student aid may seem complex, but it doesn't need to be. Our user-friendly resources, created by students for students, are designed to guide you through every step of the process. Having a clear roadmap can significantly ease the journey into adulthood. Explore our website for a comprehensive range of information covering topics such as:

  • Planning for College

  • Saving for College

  • Paying for College

  • Life in College

  • Adulting 101

  • and more!

We highly recommend students apply for and utilize all federal student aid programs through the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov prior to applying for any private student loan. 1st University Credit Union’s student loan program is offered through a partnership with Colleging and is not a federal student loan program. Unless you are a current account holder, you must agree to open an account at 1st University Credit Union before any loan proceeds are sent to your school.