Financial Strategies for Dual Caregivers
Did you know that the number of family caregivers supporting older adults increased by nearly one-third between 2011 and 2022? This trend means more individuals are juggling the responsibilities of caring for both aging parents and their own children. For dual caregivers, the financial strain is overwhelming: nearly 80% of family caregivers incur out-of-pocket costs averaging $7,200 annually. These expenses—coupled with reduced work hours or leaving jobs entirely—can lead to lost income and long-term implications for financial stability. However, with the right strategies, you can manage your finances effectively and ensure a stable future for your loved ones.
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Pass Down Prosperity - Recorded Webinar
Passing down prosperity or generational wealth – money and assets passed down through families – is vital for a strong community, however, many barriers including race, gender, and income keep people caught in a cycle of debt, preventing them from creating a lasting financial legacy. Join us for an insightful recorded webinar where you will learn how to make decisions to invest in yourself and the future generation, to build a stronger financial future.
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5 Reasons to Put Your Money in a CD
When it comes to saving money, you have plenty of options—but not all of them offer the security and guaranteed growth of a Certificate of Deposit (CD). If you’re looking for a steady, risk-free way to grow your savings, here are five reasons why a CD might be the right choice for you.
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Frugal Friday: Turn Your Pantry Odds and Ends into Gourmet Meals!
Turn Your Pantry Odds and Ends into Gourmet Meals! This Weekend’s Challenge: Skip the grocery store and get creative with what you already have in your pantry, fridge, or freezer. You’d be surprised how a little creativity can transform random ingredients into gourmet-style dishes.
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Make 2025 the Year of Financial Wellness
The start of a new year is the perfect time to take charge of your financial future, and we’re here to help you every step of the way. We believe financial wellness is about more than just dollars and cents—it’s about creating a life where you can achieve your dreams without financial stress holding you back.
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Important Social Security Updates for Retirees in 2025
As we welcome 2025, big changes to Social Security will impact retirees and those nearing retirement. Staying informed is key to maximizing your benefits and planning for financial stability in your golden years. Whether you’re already drawing Social Security or preparing to apply, here’s what you should know.
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Home Buying Trends For 2025
After analyzing millions of for-sale listings from 2024, Zillow found that homebuyers are prioritizing properties with eco-friendly features, climate resilience, and advanced smart home technology.
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Smart Financial Moves to Make Before the End of 2024
As the year winds down, it’s the perfect time to take stock of your finances and set yourself up for success in the coming year. Making a few savvy financial decisions now can help you save money, reduce stress, and achieve your goals in 2025. Here are some smart moves to consider before the calendar flips to 2025.
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Maximize Your Holiday Budget with a 0% APR Credit Card
The holiday season brings joy, celebrations, and sometimes a little financial stress. Between shopping for gifts, hosting festive dinners, and planning holiday getaways, expenses can add up quickly. But what if there was a way to spread those costs over time without paying extra? Enter the 0% APR credit card—your financial holiday helper!
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Shop smart. Spend less. And still find meaningful gifts for everyone on your list.
With celebrations come expenses, and staying mindful of your budget is more important than ever. Here’s how you can shop smart, spend less, and still find meaningful gifts for everyone on your list.
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How Nonprofit Hospitals and Dollar For Can Help You Crush Those Medical Bills
Medical bills are one of the biggest financial burdens people face in the U.S. today. Thankfully, nonprofit hospitals across the country are legally required to offer “charity care” for patients who qualify. And for many, this could mean significant relief from overwhelming medical bills. Let’s dive into what charity care is, who qualifies, and how an organization called Dollar For can help patients tap into these resources.
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The Procrastinator's Guide to Holiday Travel Savings
Holiday travel season is near, and peak prices already tell that story: nearly 75% of Hopper customers say that as they book travel this year, they plan to spend the same or more than what they shelled out last year. If this sounds uncomfortably familiar, don't panic! Even if you’ve waited until the last minute, there are ways to trim down on steep travel costs.
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Halloween Nostalgia: The Magic of DIY Costumes Before Store-Bought Was a Thing
Halloween has always been about fun, creativity, and a little bit of magic. And while today’s ready-made costumes offer convenience, there’s nothing quite like the joy of a DIY costume.
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5 Questions to Ask to Rev Up Your Car Buying Experience
Empower your car-buying journey with these five essential questions. From setting a budget and exploring financing options to selecting the right vehicle and understanding its total cost of ownership, this guide helps you make informed decisions. Plus, get tips from your credit union on pre-approval, test drives, and vehicle inspections to ensure a smooth and successful purchase experience.
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Secure Your Digital Wallet: Tips for Safe Online Shopping and Payments
As online shopping continues to grow, so do the risks associated with digital payments, underscoring the importance of adopting safe online shopping practices. Secure your digital wallet with these tips from our trusted partners at GreenPath!
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From 401(k)s to Roth IRAs: Demystifying Retirement Accounts
With the hustle and bustle of everyday responsibilities, it's easy to feel overwhelmed when it comes to planning for your financial future. Don’t worry, you're in good company. Saving for retirement can seem like a maze, but with the right guidance, you’ll realize it’s more about consistent steps than perfect strategy. Let’s break down a few options that can help you confidently prepare for what's ahead.
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Don't click! Can you spot an email or text scam?
Scammers use email or text messages to trick you into getting your personal information such as passwords, account numbers, or Social Security numbers. These are called phishing scams. Scammers want your data to attempt to access your email, bank, or other accounts.
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Why Did Credit Unions Come Into Existence?
Credit unions came into existence primarily to address the financial needs of individuals who were often underserved or neglected by traditional banks. Their origins are rooted in the principles of mutual aid, community support, and cooperative economics.
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Credit Score and Credit Report
A credit score is a key number that predicts your likelihood of repaying a loan. This score helps lenders quickly assess your creditworthiness, making the lending process faster and fairer. To keep your credit score healthy, pay your bills on time, keep credit card balances low, and avoid frequent credit applications.
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Buy Now, Pay Later: The Cost of Convenience
“Buy Now, Pay Later" (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. It’s convenient, quick, and feels like a smart financial move, but it’s important to understand the fine print.
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