Debit Cards

Enjoy the convenience and security of our Mastercard® debit card, designed to fit your lifestyle. With our debit card, you get fee-free access to thousands of ATMs nationwide through the CO-OP network, ensuring you're never far from your money when you need it. Whether you're shopping in-store or online, your card offers the flexibility of Mastercard® acceptance everywhere, along with built-in protection for your transactions.

Our debit card is also compatible with popular mobile wallets, including Apple Pay, Google Pay, and Samsung Pay, so you can make fast, secure payments right from your smartphone. It’s more than just a card—it’s a tool to help you manage your finances easily, conveniently, and securely, wherever life takes you.

Report a lost or stolen 1st University Credit Union Debit Card.

How to freeze your debit card

To prevent the unauthorized use of your debit card, follow these steps in the 1st UCU mobile app to freeze and unfreeze your debit card.

Step 1: After logging in, select “Remote Control Cards” from the Menu.

Step 2: Choose your debit card.

Step 3: Click to Disable or Enable.

 

Download the 1st UCU mobile app in the App Store (iOS devices) or Play Store (Android devices).

Wire Transfers

Receive a Wire

To receive a Wire, please provide the sender with the following information to insure proper credit:

INITIAL FINANCIAL INSTITUTION

Catalyst Corporate FCU
Routing Number: 311990511
Address:
6801 Parkwood Blvd.
Plano, Texas 75024

FURTHER CREDIT TO:

1st University Credit Union
Account Number: 311989807
Address:
24 LaSalle Ave Ste C
Waco, Texas 76706

FINAL CREDIT TO:

Member’s Name and Account Number

Send a Wire

To send a wire, please bring the following information to the credit union to insure timely submission of your request:

DOMESTIC WIRES

Receiving Bank Name and Complete Address
Receiving Bank Routing Number
Receiving Individual Name, Complete Address, and Account Number

INTERNATIONAL WIRES

Receiving Bank Name and Complete Address
Receiving Bank SWIFT Code
Receiving Individual Name, Complete Address, and Account Number

FOR WESTERN UNION

Recipient Name
Payout Location

Direct Deposit

It's safe, convenient, and even faster. With Direct Deposit, your paycheck or Social Security check is automatically deposited into your account, and you can receive your funds up to 2 days early with a You First Checking account. No more unnecessary trips to the credit union, and no worries about losing or having your paycheck stolen. It’s the easiest way to access your money quickly and securely!

Routing Number 311989807

Payroll Deduction

When you establish payroll deduction at 1st University Credit Union, money is automatically deducted from your paycheck and deposited in your savings account or checking account, or used to make loan payments. It's an easy way to save or to ensure that you'll never miss a loan payment.

Routing Number 311989807

We also offer the following ADDITIONAL services:

  • Notary Service (free to members)

  • Loose Coin Exchange (fee may apply)

  • Mastercard/VISA/Discover Cash Advances (fee applies)

  • Money Orders and Cashier’s Checks (fee applies)