Baylor Credit Union

Become More Than A Customer

Your quest for a financial partner that truly puts your interests at the forefront ends here. Welcome to 1st University Credit Union, your gateway to a member-owned haven where your financial aspirations take center stage. With us, you're not just a customer; you're an esteemed member, an essential part of a community that wields the power to shape the destiny of your finances.

As a proud member-owned institution, we empower you with a unique opportunity: the chance to wield influence over your financial future. Your voice matters, and as a member, you play an active role in the decisions that steer the course of our credit union. From the policies we adopt to the services we provide, your perspective guides our actions, ensuring that your hard-earned money is in the hands of an institution that genuinely has your best interests at heart.

At the heart of our existence lies a singular mission: to serve the esteemed Baylor University community. Whether you're a student on the brink of educational discovery, an alumnus walking the path of accomplishment, or a dedicated employee contributing to Baylor's legacy, we're here to provide you with a haven of safe and convenient financial solutions.

So, if you're seeking more than just a banking relationship, if you long for a connection that resonates with your values and priorities, look no further than 1st University Credit Union — your Baylor Credit Union. Become a part of our member-owned legacy, and let us join you on a journey toward a brighter, financially secure future.

Our Baylor Credit Union Services

1st University CU is not your average financial institution; we’re a dynamic financial partner that is committed to your prosperity and empowerment. When you choose us as your Baylor Credit Union, you’re opening the door to a world of possibilities where your financial well-being takes center stage.

Our commitment to you extends beyond numbers and rates. It's about the personalized experience we offer, the dedicated staff ready to guide you, and the unwavering support you'll find within our community. It's about a partnership where flexibility isn't just a term; it's a promise that we stand by, adapting to your changing needs as you progress on your journey.

1st University CU Provides the Following Baylor Credit Union Services:

• Savings Accounts

• Checking Accounts for Students & Non-Students

• Loans for Cars, Homes, & Students

• Financial Resources

• And more, when you open an account

COME JOIN THE 1ST UNIVERSITY CU FAMILY

You can become a member of 1st University Credit Union by opening and depositing $5.00 or more into a share savings account. $5.00 is the minimum balance that you must maintain in your account while it is open. Once your share account is open, you are eligible for all other credit union services.

Membership is open to anyone. Typically, our current members include:

• People who live, work, or worship in the Waco, Texas area

• Baylor University Students, Employees, Alumni, and members of the Baylor Air Force ROTC

• Aramark Employees

• People who work or reside in Baylor-owned properties

• Relatives of current 1st UCU members

• Baylor Alumni by Choice - members of this association are friends of BU, but not traditional alumni

A 1st University Credit Union membership is for life, no matter if there is a change in employment, family relationship, or place of residence. 

Ready to get started? Click on the button to open your account online, visit your local branch, give us a call, or request to talk to a representative who can help answer your questions!