Loan Rates

Auto and Motorcycle Loan Rates

Current as of March 24, 2025

Type Term APR*
New Auto up to 48 months as low as 5.75%
-- up to 60 months as low as 5.85%
-- 61 to 75 months¹ as low as 5.95%
-- 76 to 84 months¹ as low as 6.70%
Used Auto
Secured on Models up to 5 years old $15,000 or Less		 up to 36 months as low as 5.95%
-- up to 60 months as low as 5.95%
Used Auto
Secured on Models up to 5 years old $15,000 or More		 up to 36 months as low as 5.95%
-- up to 60 months as low as 5.95%
-- up to 75 months¹ as low as 6.20%
Used Auto
Secured on Models older than 5 years		 up to 48 months as low as 8.70%
Motorcycles up to 48 months as low as 9.45%
-- up to 60 months as low as 9.95%

1: Conditions apply

Recreational Loans

Current as of October 26, 2023

Type Term APR*
Campers, Travel Trailers, and Recreational Vehicles $10,000 or Less up to 48 months as low as 13.45%
Campers, Travel Trailers, and Recreational Vehicles $10,000 or More up to 60 months as low as 11.70%
-- up to 180 months as low as 12.45%
Boats up to 48 months as low as 10.45%
-- up to 60 months as low as 11.70%

Personal Loans

Current as of 1/1/2020

Type Term APR*
Unsecured Signature Loan 1-24 months as low as 9.45%
-- 25-36 months as low as 10.45%
-- 37-60 months as low as 10.45%

Savings Secured Loans

Current as of 1/1/2020

Type Term APR*
Secured with money on deposit in your savings account 1-36 months as low as 3.50%

Certificate Secured Loans

Current as of 1/1/2020

Type Term APR*
100% of Certificate Value 1-60 months as low as 3.50%

Mortgage Loans

For current mortgage rates, contact Mortgage Services at (254) 752-2797 or (877) 377-2797 x321 or email at pparker@culink.net.

We offer the following types of Home Mortgages:

  • Conventional

  • Home Equity

  • Cash Out Refinances

  • FHA

  • VA

  • USDA

  • Second Home

  • Home Improvement

  • Pool Loans

  • New Construction