Baylor Student Banking

If you're a Baylor University student, managing your finances has never been more convenient than with Baylor student banking from 1st University CU. Our Baylor student banking services are designed to cater specifically to the needs of students. This specialized banking service offers a range of benefits and features that make it the ideal choice for your financial needs while pursuing your academic journey.

With Baylor student banking from 1st Univeristy CU, you can enjoy no monthly fees, easy access to ATMs on and around campus, and seamless online banking, making it effortless to keep track of your finances. Moreover, we provide personalized financial guidance and resources tailored to students, helping you build essential money management skills for a successful future. Whether you're budgeting for textbooks or planning for your post-graduation ventures, Baylor student banking is the trusted ally to support you throughout your college years and beyond.

Enjoy Easy Baylor Student Banking

If you are a student at Baylor University, then you are more than qualified to open an account at 1st University Credit Union. We offer specialized Baylor student banking services as well as traditional accounts like Secure Checking or Regular Savings Accounts.

As part of our Baylor student banking services, we offer the Collegiate Choice Checking Account specifically for our student members. Account holders must be currently enrolled in college and also be 18-24 years old.

Benefits of the Collegiate Choice Checking Account:

• Shared branch access to over 5,600 locations worldwide

• Transfer protection from your savings account

• Online banking + Mobile App access

At 1st UCU, our ATM locations at the main office, Baylor University campus, and Dallas location provide you with the convenience of accessing your money from almost anywhere. It doesn’t stop in the Waco and Dallas areas, either.

Feel free to use any ATM that displays our co-op network logo.

members get more at 1st ucu

At 1st University Credit Union, our commitment to providing the best banking experience for Baylor University students is driven by our unique status as a not-for-profit financial institution. What sets us apart is our focus on serving our members' best interests rather than maximizing profits. As a result, we can offer exceptional benefits to our student members through our Baylor student banking services.

Through our Baylor student banking services, we aim to empower students with the financial tools they need to succeed during their college years and beyond. With competitive rates, personalized financial guidance, and a range of convenient services tailored to the needs of students, we are dedicated to supporting your financial journey from the first day on campus to graduation and beyond.

As a not-for-profit institution, 1st University Credit Union's commitment to our members goes beyond just offering financial products. We take pride in contributing to the success of the Baylor University community by fostering financial literacy, providing educational resources, and supporting the dreams and aspirations of our student members. Join us at 1st University Credit Union, and experience the difference of banking with an institution that truly cares about your financial well-being as a Baylor student.

1st Univeristy CU provides:

• Savings Accounts

• Checking Accounts for Students & Non-Students

• Loans for Cars, Homes, & Students

• Financial Resources

• And more, when you open an account

COME JOIN THE 1ST UNIVERSITY CU FAMILY

You can become a member of 1st University Credit Union by opening and depositing $5.00 or more into a share savings account. $5.00 is the minimum balance that you must maintain in your account while it is open. Once your share account is open, you are eligible for all other credit union services.

Membership is open to anyone. Typically, our current members include:

• People who live, work, or worship in the Waco, Texas area

• Baylor University Students, Employees, Alumni, and members of the Baylor Air Force ROTC

• Aramark Employees

• People who work or reside in Baylor-owned properties

• Relatives of current 1st UCU members

• Baylor Alumni by Choice - members of this association are friends of BU, but not traditional alumni

A 1st University Credit Union membership is for life, no matter if there is a change in employment, family relationship, or place of residence. 

Ready to get started? Click on the button to open your account online, visit your local branch, give us a call, or request to talk to a representative who can help answer your questions!