Baylor University Banking

1st University Credit Union

banking made easy on the baylor campus

An Inclusive Credit Union with a Baylor Heritage

In 1956, the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union. Once granted, our founding members — Baylor employees, students, alumni, and their families — pooled their savings and created the financial cooperative we now call 1st University Credit Union. Their vision was to come together to help each other reach life’s goals. Today, we continue to affirm this mission by delivering financial solutions to the Baylor and Waco communities with exceptional service to our members. 1st University Credit Union — where bears have banked since 1956.

In the modern landscape of finance, we continue to echo the resounding call of our origins. Our commitment to delivering exceptional financial solutions is surpassed only by the devotion we extend to our cherished members. Through the tides of change and the winds of progress, we remain steadfast companions, guiding our members toward their aspirations, one financial triumph at a time, and providing the best Baylor University banking services possible.


Why 1st University CU For Your Baylor University Banking Experience

In the grand tapestry of financial institutions, there exists a remarkable thread woven uniquely with the colors of Baylor University. Stepping into our credit union isn't merely a financial transaction; it's an entryway into a world where Baylor University and banking harmoniously converge. When you become a member of our credit union, you're not just opening an account; you're gaining access to Baylor University banking — a partnership that carries the spirit of academia into the realm of financial empowerment.

As you take your place within our community, you're not just becoming a shareholder; you're embracing the legacy of Baylor Bears, who have come before you. Our credit union is a canvas painted with the aspirations of Baylor's employees, students, alumni, and their cherished families. It's a collaborative masterpiece where each brushstroke represents the shared dreams of a university that values knowledge, growth, and community.


Convenient and local baylor university banking

Stop by our Campus Branch, conveniently located on La Salle Avenue, across from Baylor University’s Ferrell Center. Our friendly staff will be happy to open your savings account and checking account, and issue you a Mastercard debit card, which you can use FEE-FREE at the ATM located at the Campus Branch, the ATM on the Baylor University campus, or at any of the 30,000 CO-OP ATMs around the globe.

We also offer the following banking services:


COME JOIN THE 1ST UNIVERSITY CU FAMILY

Embarking on a journey towards membership at 1st University Credit Union is as simple as embracing the opportunity to open a new chapter in your financial story. With a mere $5.00 or more deposited into a share savings account, you lay the cornerstone of your membership foundation. This modest sum is the key that unlocks the doors to a world of financial possibilities.

We understand the value of your commitment, and that's why we ask that you maintain a minimum balance of $5.00 while your account remains open. Consider this balance not merely as a requirement but as a symbol of your shared commitment to the growth and vitality of our cooperative. Experience Baylor University banking at its finest with 1st University CU.

Membership is open to anyone. Typically, our current members include:

  • People who live, work, or worship in the Waco, Texas area

  • Baylor University Students, Employees, Alumni, and members of the Baylor Air Force ROTC

  • Aramark Employees

  • People who work or reside in Baylor-owned properties

  • Relatives of current 1st UCU members

  • Baylor Alumni by Choice - members of this association are friends of BU, but not traditional alumni

A 1st University Credit Union membership is for life, no matter if there is a change in employment, family relationship, or place of residence. 

Ready to get started? Click on the button to open your account online, visit your local branch, give us a call, or request to talk to a representative who can help answer your questions!


VISIT US

Campus Branch
24 La Salle Ave Unit C
Waco, TX 76706

PHONE NUMBERS

Phone: (254) 752-2797
Fax: (254) 752-0552
Lost or Stolen Debit/ATM Card: (254) 752-2797

EMAIL ADDRESS

memberservices@culink.net

Please do not put any confidential information (account number, social security number, etc.) in your email.

OFFICE HOURS

Monday-Friday: 9:00 a.m. to 5:30 p.m.

CO-OP SHARED BRANCHING

Locate a shared branch or ATM at www.sbonthego.com

MAILING ADDRESS

One Bear Place, 97102
Waco, TX 76798