Best Mortgage Rate in Waco, TX
Your home is likely to be the most substantial financial commitment you'll ever make. It's only natural that you'd want to secure the most favorable mortgage rate whether you're purchasing a new property, refinancing your current home, or embarking on a renovation project.
Mortgage rates are constantly in flux, susceptible to daily shifts driven by the ever-changing landscape of market conditions. These rates can adjust without prior notice, making it imperative to stay vigilant. The rate you ultimately obtain hinges on several factors, such as your unique financial qualifications, chosen lock-in period, loan type, credit score, the purpose of your loan, and the critical ratio between the loan amount and the property's appraised value or sales price.
Why 1st University CU For The Best Mortgage Rates in Waco, TX
At 1st University CU, our team of seasoned Real Estate Lending experts is dedicated to working tirelessly on your behalf. With our comprehensive mortgage loan department, we stand ready to assist you in every facet of your home financing journey, with a primary focus on securing the most competitive mortgage rates available. Having proudly served the residents of Waco, Texas, since 1956, we bring a wealth of experience and an extensive network of resources to ensure that your home-buying experience is not only efficient but also tailored to your specific needs.
Let's delve deeper into what sets 1st University Credit Union apart:
Trusted Experience: With a legacy spanning over half a century in Waco, our institution has cultivated a reputation for reliability and trustworthiness. Our seasoned experts possess an intricate understanding of the local real estate market, enabling them to offer invaluable insights and guidance.
Personalized Solutions: Recognizing that each homebuyer's financial situation is unique, we tailor our mortgage solutions to suit your individual needs. Whether you're a first-time homebuyer, a seasoned investor, or someone looking to refinance, we have the right mortgage option for you.
Competitive Advantage: Thanks to our extensive network and deep-rooted connections in the industry, we have the capacity to negotiate on your behalf to secure the most favorable mortgage rates and terms possible.
Streamlined Process: We understand that the home-buying process can be complex. Therefore, we've streamlined our processes to ensure that your journey toward homeownership is smooth, swift, and hassle-free.
Comprehensive Support: Our commitment to your financial well-being extends beyond the closing of your loan. We provide ongoing support and resources to help you manage your mortgage effectively and make informed financial decisions throughout your homeownership journey.
Contact Mortgage Services for current mortgage rates in Waco at (254) 752-2797 or (877) 377-2797 or email at mortgageservices@culink.net.
Calculate your payment
Use our calculator to estimate your monthly mortgage payment (does not include insurance or taxes):
COME JOIN THE 1ST UNIVERSITY CU FAMILY
You can become a member of 1st University Credit Union by opening and depositing $5.00 or more into a share savings account. $5.00 is the minimum balance that you must maintain in your account while it is open. Once your share account is open, you are eligible for all other credit union services.
Membership is open to anyone. Typically, our current members include:
People who live, work, or worship in the Waco, Texas area
Baylor University Students, Employees, Alumni, and members of the Baylor Air Force ROTC
Aramark Employees
People who work or reside in Baylor-owned properties
Relatives of current 1st UCU members
Baylor Alumni by Choice - members of this association are friends of BU, but not traditional alumni
A 1st University Credit Union membership is for life, no matter if there is a change in employment, family relationship, or place of residence.
Ready to get started? Click on the button to open your account online, visit your local branch, give us a call, or request to talk to a representative who can help answer your questions!
VISIT US
Campus Branch
24 La Salle Ave Unit C
Waco, TX 76706
PHONE NUMBERS
Phone: (254) 752-2797
Fax: (254) 752-0552
Lost or Stolen Debit/ATM Card: (254) 752-2797
EMAIL ADDRESS
Please do not put any confidential information (account number, social security number, etc.) in your email.
OFFICE HOURS
Monday-Friday: 9:00 a.m. to 5:30 p.m.
CO-OP SHARED BRANCHING
Locate a shared branch or ATM at www.sbonthego.com
MAILING ADDRESS
One Bear Place, 97102
Waco, TX 76798