Get Peace of Mind Knowing Your Auto is Protected
Without increasing your monthly loan payment
GAP Plus - Guaranteed Auto Protection
Don’t Get Stuck with the Insurance GAP
Did you know that full-coverage insurance only covers your vehicle’s actual cash value, which decreases quickly in the first few years of ownership? Because the value drops so fast, you could end up owing more on your loan than your car is worth – meaning your full-coverage insurance won’t cover the difference if your car is totaled!
That’s where GAP Plus comes in. It protects you when your vehicle is declared a “total loss” by covering the gap between your insurance payout and the remaining loan balance.
Example: How GAP Plus Protects You
Let’s say you bought a car for $25,000. A few years later, your car is totaled in an accident, and your full-coverage insurance pays out $15,000 – the actual cash value of the car. However, you still owe $18,000 on your loan.
Without GAP Plus, you’d be left to cover the $3,000 difference between what your insurance paid and what you still owe on your loan.
But with GAP Plus, you’re protected! GAP Plus will pay that $3,000 difference, so you don’t have to worry about coming out of pocket. Plus, it can cover your insurance deductible up to $1,000, giving you even more relief.
special offer
If your vehicle is a total loss or stolen, and you finance a replacement vehicle with 1st University within 90 days, GAP Plus will give you a $1,000 credit towards your new loan!¹
Don’t get caught upside-down. get GAP Plus today!
All this peace of mind for just $450, and you can add it to your loan without raising your monthly payments! To add GAP Plus to an existing 1st University loan, contact us at 254.752.2797 (text or call) or by email at memberservices@culink.net
1: Terms and conditions apply.
VSC — Vehicle Service Contracts
Protection When You Need It Most
Many members are holding on to their cars longer, and while that’s a smart move, it can come with expensive repair bills once the factory warranty expires. With so many moving parts under the hood, repairs can add up fast!
Think it’s too late for an extended warranty? Think again! We offer affordable, comprehensive extended warranty coverage for most new and used vehicles – no matter how many miles are on the odometer. It’s the same type of coverage you’d get from the dealer, but typically hundreds of dollars less.
You can even add the cost of the warranty to your 1st University auto loan, without increasing your monthly payment. Stay protected – and keep your car running smoothly for years to come!
Vehicle Repair Costs Can Take a Big Toll on Your Wallet
Avoid these typical costs for major repairs with a Vehicle Service Contract. In the last two years, the average claim paid was around $2,000.
CONTACT us today for a free, no-obligation quote
Call or text 254.752.2797
memberservices@culink.net
24 LaSalle Ave, Waco 76706