Mortgage Refinancing in Waco, Texas
Thinking about refinancing your mortgage for your home in Waco, TX? At 1st University Credit Union, we understand that your home is a significant investment. Mortgage refinancing can be a strategic financial move to unlock savings. 1st University Credit Union, a trusted and member-focused financial institution in Waco, is here to guide you through the refinancing process of your home.
What is Mortgage Refinancing?
Mortgage refinancing involves replacing your existing mortgage with a new one, usually with the intent of securing different terms or a better interest rate. This can help you:
Secure a lower interest rate: Lower your monthly payments and save thousands over the life of your loan.
Reduce monthly payments: Free up cash flow for other financial goals.
Change loan terms: Switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage for more stability.
Access home equity: Consolidate debt or finance home improvement projects with a cash-out refinance.
Who Should Consider Mortgage Refinancing in Waco, Texas?
Refinancing a mortgage can be ideal for a number of reasons for homeowners in Waco, Texas.
Those with high interest rates: Lower your rate and potentially save significantly.
ARM holders with a rate adjustment coming: Lock in a fixed rate for peace of mind.
Homeowners needing access to home equity: Finance expenses or invest in your home.
Why Choose 1st University CU in Waco, TX, for Refinancing Your Home?
As a member-owned financial cooperative in Waco, Texas, 1st University CU prioritizes your financial well-being. Here's why we're the smart choice for mortgage refinancing:
Competitive rates: We offer some of the most competitive mortgage rates in Waco.
Personalized service: Get dedicated support from a local mortgage expert.
Member-focused approach: Our goal is to help you reach your financial objectives.
Mortgage Refinancing Options at 1st University CU
1st University CU in Waco, TX, offers various mortgage refinancing options to help you achieve your financial goals. Whether you're looking for a fixed-rate mortgage for stability or an ARM for a potentially lower initial rate, we have a solution for you.
Joining 1st University Credit Union in Waco, Texas
Ready to join the 1st University Credit Union family? It’s easy! Membership is open to all. Typically, our members live, work, worship, or go to school in the Waco, Texas area.
Starting the Mortgage Refinancing Process
Want to learn more about our refinancing options? Here's how to get started:
Contact Us: Reach out directly through either email or give us a call directly to speak with a mortgage specialist at 1st University CU.
Apply Online: Get pre-qualified fast through our secure online application.
Take control of your homeownership costs and achieve your financial goals with 1st University CU. Contact us today to discuss your home refinancing options, or get started with your online application. Experience the difference of a member-focused mortgage lender dedicated to your success in Waco, Texas.
VISIT US
Campus Branch
24 La Salle Ave Unit C
Waco, TX 76706
PHONE NUMBERS
Phone: (254) 752-2797
Fax: (254) 752-0552
Lost or Stolen Debit/ATM Card: (254) 752-2797
EMAIL ADDRESS
Please do not put any confidential information (account number, social security number, etc.) in your email.
OFFICE HOURS
Monday–Friday: 9:00 a.m. to 5:30 p.m.
CO-OP SHARED BRANCHING
Locate a shared branch or ATM at www.sbonthego.com
MAILING ADDRESS
One Bear Place 97102
Waco, TX 76798