Prequalify For A Mortgage Waco, TX

1st University Credit Union

Are you hunting for your first home or your next home?

Whether you are in the market for your starter home, up-sizing, or down-sizing, the first step is to get pre-qualified for a mortgage. To prequalify for a mortgage, we’ll assess your current credit and income status, so that you’ll know how much you can borrow. And you and your real estate agent can narrow down your search. Another benefit of getting pre-qualified is that your seller will take your bid more seriously than a bid from a buyer who did not prequalify.

Contact Mortgage Services for information on getting your pre-qualification started by email at mortgageservices@culink.net or call (254) 752-2797 or (877) 377-2797.

You can also use our mortgage loan calculator before starting the prequalifying process.

 

MORTGAGE FINANCING to fit your needs

Take advantage of our FREE credit approval, convenient loan approval, and answers without lock-ins or delays.

Types of home mortgages we offer:

  • Conventional

  • Home Equity 

  • FHA

  • VA

  • USDA

  • Second Home 

  • Home Improvement 

  • New Construction


COME JOIN THE 1ST UNIVERSITY CU FAMILY

You can become a member of 1st University Credit Union by opening and depositing $5.00 or more into a share savings account. $5.00 is the minimum balance that you must maintain in your account while it is open. Once your share account is open, you are eligible for all other credit union services.

Membership is open to anyone. Typically, our current members include:

  • People who live, work, or worship in the Waco, Texas area

  • Baylor University Students, Employees, Alumni, and members of the Baylor Air Force ROTC

  • Aramark Employees

  • People who work or reside in Baylor-owned properties

  • Relatives of current 1st UCU members

  • Baylor Alumni by Choice - members of this association are friends of BU, but not traditional alumni

A 1st University Credit Union membership is for life, no matter if there is a change in employment, family relationship, or place of residence. 

Ready to get started? Click on the button to open your account online, visit your local branch, give us a call, or request to talk to a representative who can help answer your questions!


VISIT US

Campus Branch
24 La Salle Ave Unit C
Waco, TX 76706

PHONE NUMBERS

Phone: (254) 752-2797
Fax: (254) 752-0552
Lost or Stolen Debit/ATM Card: (254) 752-2797

EMAIL ADDRESS

Please do not put any confidential information (account number, social security number, etc.) in your email.

memberservices@culink.net

mortgageservices@culink.net

OFFICE HOURS

Monday-Friday: 9:00 a.m. to 5:30 p.m.

CO-OP SHARED BRANCHING

Locate a shared branch or ATM at www.sbonthego.com

Mailing Address

One Bear Place, 97102
Waco, TX 76798